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Credit Card Processing Rate Structures – Which is the Best Fit for Your Business?

Do the terms interchange, flat-rate, tiered and cost-plus have your head spinning? If so, you are not alone. Even seasoned merchants who have been utilizing a merchant account for years may not have clarity on what their credit card processing rates actually equate to, or what rate structure makes the most sense for their business. […]

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Merchant Account Types: Which One is Right for Your Business?

If you are a business owner, you have probably noticed that there are multiple merchant account types to choose from when looking to accept credit cards. You may be wondering how to choose the best option for your organization, especially if you are selling products through multiple platforms. Running CBD through an e-commerce? Check. Have […]

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Surcharge vs. Convenience Fee: What is the Difference?

Roughly 70% of Americans carry a credit card wherever they go, which is why small businesses know that accepting card payments is an important part of maximizing their sales. Of course, small businesses have long been plagued by high processing fees, which cut into profits and leave owners in the surcharge vs convenience fee debate.  For the […]

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Visa Dispute and Fraud Monitoring Programs: What You Need to Know

Most business owners are aware that excessive chargebacks and fraud are frowned upon when running credit card transactions. However, what many business owners may not be aware of is that there are Visa dispute and fraud monitoring programs in place to mitigate risk from organizations that continually present with high levels of chargebacks or fraud. […]

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