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Crypto, bitcoin, fiat…these terms are becoming more and more common as cryptocurrency becomes ubiquitous in the payment world. Although the average business owner may not be familiar with the ins and outs of cryptocurrency, it is becoming a popular method of payment, especially among consumers between the ages of 18 to 29. Even Starbucks and […]

As a business owner, you are probably tired of paying fees for your credit card transactions. Terms such as “interchange” and “flat rate” can make a prudent merchant’s head spin. You may be asking yourself, “What if there was still a way to accept credit cards, but not pay any fees?” Well, I am here […]

Chargeback and arbitration. Both terms strike fear in the hearts of many business owners. Although a good deal of merchants attempt to avoid arbitration and chargebacks – at all costs in some instances – chargeback arbitration is not always a bad thing. In this article, we will discuss what chargeback arbitration is, how it comes […]

In order to ramp up product sales and customer satisfaction, many businesses are now offering subscription-based models. This type of billing is being utilized within multiple industries including everything from nutraceuticals to cybersecurity. You may be asking yourself, “What does subscription billing have to do with my credit card processing account?” It just so happens, […]

With so many ecommerce platforms to choose from in the marketplace today, it can be overwhelming not only to choose who to partner with, but how to integrate your payment processing with your shopping cart. Shopify has become one of the most popular subscription-based programs that allows merchants to set up on online stores and […]

Do the terms interchange, flat-rate, tiered and cost-plus have your head spinning? If so, you are not alone. Even seasoned merchants who have been utilizing a merchant account for years may not have clarity on what their credit card processing rates actually equate to, or what rate structure makes the most sense for their business. […]

The term “chargeback” has a negative connotation throughout the credit card industry, and rightly so. Businesses that receive a high number of chargebacks are at risk of losing their ability to take credit cards, can rack up some hefty fines, and can gain an overall poor reputation. It is important for all businesses to become […]

Chargeback. The word is enough to send chills up the spine of any well-meaning merchant who is running a streamlined organization. As a business owner, you may be doing all you can to ensure that the customer is right. However, there are times when a customer cannot be appeased, and their credit card company gets […]

If you are a business owner, you have probably noticed that there are multiple merchant account types to choose from when looking to accept credit cards. You may be wondering how to choose the best option for your organization, especially if you are selling products through multiple platforms. Running CBD through an e-commerce? Check. Have […]

Roughly 70% of Americans carry a credit card wherever they go, which is why small businesses know that accepting card payments is an important part of maximizing their sales. Of course, small businesses have long been plagued by high processing fees, which cut into profits and leave owners in the surcharge vs convenience fee debate.  For the […]